Place the beans, garlic, onion, red pepper, chili powder and cumin in a saucepan. Mix well and simmer for 5 minutes or so until the onions and peppers are cooked. Heat the tortillas in the oven as package directs. Remove when warm. Place 3 tablespoons of rice in the center of each tortilla. Place 1 to 2 tablespoons of the bean mixture evenly on the rice. Roll up each burrito.
Mix together the ingredients for the salsa. Place 2 burritos on each serving plate and spoon the salsa over just before serving.
6g fat (13% calories from fat),